One spouse needs care. What should you understand?
Community spouse
The spouse who remains outside institutional care may have specific protections.
CSRA
A community spouse resource allowance concept; amount and application vary with current rules.
MMMNA
A minimum monthly maintenance needs allowance concept that may affect income allocation.
Income allocation
How income is considered between spouses can be important in long-term-care planning.
Asset protection
Ownership, transfers, timing, and state rules may shape available options.